P&Q Partners is a franchise of American Income Life (AIL) and Globe Life. American Income Life is an international company protecting working families in the United States, Canada, and New Zealand. American Income has served working class families since 1951 with supplemental financial services to help protect members of labor unions, credit unions, associations and their families. AIL representatives develop long-term relationships with clients.

American Income Insurance Company is founded with $25,000 of borrowed capital by Company President Harold Goodman and his nephew, Bernard Rapoport, who originally charter an office in Indianapolis, Indiana.

Today, AIL is one of the nation’s largest providers of supplemental benefits to labor unions, credit unions, and associations. American Income Life covers more than 2 million policyholders and represents more than $130 million in annual service sales.

Our Company’s growth has been sustained through high customer satisfaction, innovative lead programs, word of mouth referrals, and one of the most lucrative compensation programs in the industry. American Income Life’s executive offices are located in Waco, Texas. AIL is a wholly owned subsidiary of Globe Life, based in McKinney, Texas.

American Income Life Insurance Company has earned the A+(Superior) Financial Strength Rating from A.M. Best Company (as of 6/16).


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© 2020 by P&Q Partners

Hours of operation 

Mon-Friday: 9am-5pm

Sat-Sun: Closed

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